API Software Development Engineer – Ⅰ– Credit (L8)

Title/Role- API Software Development Engineer – Ⅰ– Credit (L8)

Company Overview: Synchrony (NYSE: SYF) is a premier consumer financial services company delivering one of the industry’s most complete digitally enabled product suites. Our experience, expertise and scale encompass a broad spectrum of industries including digital, health and wellness, retail, telecommunications, home, auto, outdoors, pet and more.

• We have recently been ranked #2 among India’s Best Companies to Work for by Great Place to Work. We were among the Top 50 India’s Best Workplaces in Building a Culture of Innovation by All by GPTW and Top 25 among Best Workplaces in BFSI by GPTW. We have also been recognized by AmbitionBox Employee Choice Awards among the Top 20 Mid-Sized Companies, ranked #3 among Top Rated Companies for Women, and Top-Rated Financial Services Companies.
• We provide best-in-class employee benefits and programs that cater to work-life integration and overall well-being.
• We provide career advancement and upskilling opportunities, for all to take up leadership role

Organizational Overview:

Credit Team decisions credit actions across the lifecycle of a customer – from acquisition to account management to collections and recover – we work towards managing credit and fraud losses and elevating customer experience through powerful and proprietary insights on customer risk and credit behaviors. The actionable insights are driven by access to numerous alternative data sources, new age technologies, focused strategies, emerging algorithms, and predictive precision. Spread across 10 pillars the credit team in India caters to the entire gamut of decision sciences, from data management to model development to strategy design, and bringing it all to life through technology, and managing within the guardrails of our regulatory requirements. As part of the team, you will have access to some unique product propositions, functional and leadership training, interaction with executive leadership team and a myriad of diverse perspectives.

Role Summary/Purpose:

As an API Engineer I, you’ll be a part of an amazing team working on our microservice APIs throughout the entire development process. You’ll participate in hack-a-thons, partner with universities on innovation events, and work with our famed Stamford Innovation Station 

It’s the ideal time to come aboard. we’re focused on the future, continuing to evolve as a company and help define the financial technology industry. With so much opportunity available, this is where you can make your mark. We’re proud to offer you choice and flexibility. You have the option to be remote, and work from home, or come into one of our offices. You may be occasionally requested to commute to our nearest office for in person engagement activities such as team meetings, training and culture events. 

This position is remote, where you have the option to work from home. On occasion we may request for you to commute to our nearest office for in person engagement activities such as team meetings, training, and culture events. To ensure the safety of our colleagues and communities, we require employees who come together in-person to be fully vaccinated. We’re proud to offer you choice and flexibility.

Key Responsibilities:

• Participate in a cross-shore development team 
• Influence and collaborate to create amazing API’s 
• Participate in Agile scrums with cross-functional teams 
• Passionate about the latest technologies, open-source projects and languages
• Identify ways to increase efficiency and improve system performance
• Perform other duties and/or special projects as assigned

Qualifications/Requirements:

• Bachelor’s degree in computer science or related degree with knowledge of application development using Java with 6 Months to 1 Year of Software Engineering Experience or in lieu of a degree 2 years of relevant experience.
• Critical Thinking, creativity and problem-solving skills 
• 6 Months + of applied Java experience
• Hands-on experience in Credit Card Acquisition platform with ample knowledge in credit card application processing and decisioning systems or similar.
• Critical Thinking, creativity and problem-solving skills.
• Strong analytical and problem-solving skills.
• Excellence in technical communication with technical and non-technical peers.
• Basic understanding of Artificial Intelligence.

Desired Characteristics:

• Experience in Front End UI development and Backend Java programming.
• Familiarity building and consuming web services via SOAP and REST 
• Familiarity with common Java frameworks like Spring and Spring boot 
• Familiarity with Jira and Bitbucket and git. 
• Familiarity with continuous integration environments 
• Familiarity writing unit and integration tests 
• Familiarity with JSON, REST and XML based web services 
• Strong communication skills with technical and non-technical peers 
• Strong cross-functional team player with the ability to work seamlessly across a matrix organization 
• Desire to work in a dynamic, fast paced environment 
• Strong interpersonal skills with ability to influence clients, team members, management and external groups 
• Strong attention to detail in a team environment 
• Strong oral and written communication, analytical and problem-solving skills 
• Ability to analyze, use structured problem-solving and available tools to troubleshoot systems, identify root cause, action plans, impact and resolution options 
• Knowledge on AI Tools for Developers (Like GitHub Co-pilot, Rovo etc), Development of AI Agents, Understanding of tools, skills and Instruction markdown files etc.

Eligibility Criteria :

Bachelor’s degree in computer science or related degree with knowledge of application development using Java with 6 Months to 1 Year of Software Engineering Experience or in lieu of a degree 2 years of relevant experience.

Work Timings: 2PM to 11 PM IST

This role qualifies for Enhanced Flexibility offered in Synchrony India and will require the incumbent to be available between 06:00 AM Eastern Time – 11:30 AM Eastern Time (timings are anchored to US Eastern hours and will adjust twice a year locally). This window is for meetings with India and US teams. The remaining hours will be flexible for the employee to choose. Exceptions may apply periodically due to business needs)

We are proud to offer flexibility at Synchrony. Our way of working allows you the option to work from home or workspaces in our Regional Engagement Hubs—Hyderabad, Bengaluru, Pune, Kolkata, or Delhi/NCR.
Occasionally you may be required to commute or travel to Hyderabad or one of the Regional Engagement Hubs for in person engagement activities such as business or team meetings, trainings, and culture events

For Internal Applicants:

• Understand the criteria or mandatory skills required for the role, before applying
• Inform your manager and HRM before applying for any role on Workday
• Ensure that your professional profile is updated (fields such as education, prior experience, other skills) and it is mandatory to upload your updated resume (Word or PDF format)
• Must not be any corrective action plan (First Formal/Final Formal, LPP)
• L4 to L7 Employees who have completed 12 months in the organization and 12 months in current role and level are only eligible.
• L8+ Employees who have completed 18 months in the organization and 12 months in current role and level are only eligible.
• L4 + Employees can apply

Grade/Level: 08

Job Family Group: