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AVP Principal Engineer (L11)

Hyderabad, India

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Overview

  • Location: Hyderabad, India; Pune, India; Delhi, India; Bengaluru, India; Kolkata, India
  • Salary: N/A

About Us

Synchrony is more than a financial services company, we’re a team of passionate innovators committed to delivering best-in-class solutions that support millions of customers across the U.S. With a bold focus on technology, data, and digital innovation, we create meaningful experiences that simplify lives and enable financial wellness.

When you join Synchrony, you become part of an inclusive culture where your voice matters, your growth is championed, and your work drives impactful results.

Job Description

Job ID
2602029
Category
Technology
Date posted
07/22/2026


Role Title: AVP Principal Engineer (L11)

Company Overview:

Synchrony (NYSE: SYF) is a leading consumer financing company that has been at the heart of American commerce and opportunity for nearly a century. Synchrony delivers credit and banking products that empower tens of millions of consumers to improve their financial lives and access what matters most. Leveraging innovative solutions that are shaping the future of retail commerce, Synchrony supports the growth and success of some of the nation’s most respected brands, alongside hundreds of thousands of small and midsize businesses, including health and wellness providers. Committed to excellence in service and culture, Synchrony is proud to be named as #3 as a Great Place to Work® in India and is honored to be ranked the #1 Best Company to Work For® in the U.S. by Fortune magazine and Great Place to Work®. For more information, visit www.synchrony.com.

Organization Overview

Synchrony's Engineering Team is a dynamic and innovative team dedicated to driving technological excellence. As a member of this Team, you'll play a pivotal role in designing and developing cutting-edge tech stack and solutions that redefine industry standards.

The Credit Card that we use every day to purchase our essentials and later settle the bills - A simple process that we all are used to on a day-to-day basis. Now, consider the vast complexity hidden behind this seemingly simple process, operating tirelessly for millions of cardholders. The sheer volume of data processed is mind-boggling. Fortunately, advanced technology stands ready to automate and manage this constant torrent of information, ensuring smooth transactions around the clock, 365 days a year.Our collaborative environment encourages creative problem-solving and fosters career growth. Join us to work on diverse projects, from fintech to data analytics, and contribute to shaping the future of technology. If you're passionate about engineering and innovation, Synchrony's Engineering Team is the place to be.

Role Summary/Purpose:

The Assistant Vice President - Principal Engineer, craves working in a hands-on system design and architecture environment and leads by example to make sure time sensitive projects get done on time and to specifications. To be successful in this role will require deep expertise in payment card processing industry, and experience with event-driven architecture, microservice architecture, cloud technologies and Artificial Intelligence. The ability to influence and lead a team are musts.

This AVP will lead the development and support of Credit Card processing platforms by creating and developing thoughtful solutions that avoid software defects and maintain operational excellence.  In short, you would be one of our technical experts and team leaders.

Key Responsibilities: 

  • Lead the design and architect solutions that meet SYF business requirements to deliver business value by enabling rapid innovation through modern software development practices and product delivery through rapid innovation and continuous integration. In-depth knowledge of credit application and web application platforms.
  • Perform Technology Alternate Assessment, create Proof-of-Concept (as necessary) Provides guidance and direction to product teams to ensure compliance with the standards and best practices Work collaboratively with Product Management and Platform Engineering teams during development, launch and continuing refinement of products iteratively
  • Lead Agile sprints as the technical expert, including sprint planning, daily standups, backlog grooming sessions, and sprint reviews
    Influence and collaborate with software developers, UX designers, product managers, application architects, and customer application experts to create high performing and reliable application components.
  • Work with third party vendors to develop software and/or integrate their software into the company's products
  • Drive a CI/CD strategy using our Jenkins, Bitbucket, and uDeploy stack.
  • Maintain deep hands-on technical knowledge of evaluating trends in modern software development practices.

Required Skills/Knowledge:

  • Bachelor’s degree and a minimum 7 years of experience with software engineering OR, in lieu of degree 9 years of experience with software engineering.
  • 5+ years of applied Java experience
  • 5+ years of hands-on experience in Credit Card Acquisition platform with ample knowledge in credit card application processing and decisioning systems.
  • Experience in Front End UI (JavaScript/Typescript) development and Backend Java programming.
  • ​Critical Thinking, creativity and problem-solving skills.
  • Strong analytical and problem-solving skills.
  • Excellence in technical communication with technical and non-technical peers.
  • Basic understanding of Artificial Intelligence.

Desired Characteristics:

  • Experience C++, Java, Kafka, DevOps and Agile based Development
  • Experience with database architecture, data modeling and familiarity with MySQL & SQL
  • Familiarity with JSON, REST and XML based web services
  • Excellence in technical communication with technical and non-technical peers
  • Experience with writing unit, and integration test cases for high availability
  • Knowledge on AI Tools for Developers ( Like GitHub Co-pilot, Rovo etc), Development of AI Agents, Understanding of tools, skills and Instruction markdown files etc.

Eligibility Criteria:

Bachelor’s degree and a minimum 7 years of experience with software engineering OR, in lieu of degree 9 years of experience with software engineering.

Work Timings:  2:00 PM to 11:00 PM IST

This role qualifies for Enhanced Flexibility offered in Synchrony India and will require the incumbent to be available between 06:00 AM Eastern Time – 11:30 AM Eastern Time (timings are anchored to US Eastern hours and will adjust twice a year locally). This window is for meetings with India and US teams. The remaining hours will be flexible for the employee to choose. Exceptions may apply periodically due to business needs) We are proud to offer flexibility at Synchrony. Our way of working allows you the option to work from home or workspaces in our Regional Engagement Hubs—Hyderabad, Bengaluru, Pune, Kolkata, or Delhi/NCR. Occasionally you may be required to commute or travel to Hyderabad or one of the Regional Engagement Hubs for in person engagement activities such as business or team meetings, trainings, and culture events.

For Internal Applicants:

  • Understand the criteria or mandatory skills required for the role, before applying
  • Inform your manager and HRM before applying for any role on Workday
  • Ensure that your professional profile is updated (fields such as education, prior experience, other skills) and it is mandatory to upload your updated resume (Word or PDF format)
  • Must not be any corrective action plan (First Formal/Final Formal, LPP)
  • L9+ Employees who have completed 18 months in the organization and 12 months in current role and level are only eligible.
  • L9+ Employees can apply

Grade/Level: 11

Job Family Group:

Information Technology

Our Locations

Virtual Hubs

baltimore location

Baltimore, MD/Washington, DC

boston location

Boston, MA

canton location

Canton, OH

Chennai location

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Dallas Location

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Delhi NCR location

Delhi NCR, India

Kolkata location

Kolkata, India

Minneapolis location

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Pune location

Pune, India

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Rapid City, SD

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Seattle Location

Seattle, WA

Physical Hubs United States

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Physical Hubs International

cebu city Location

Cebu City, Phillippines

hyderabad Location

Hyderabad, India

Manila location

Manila, Phillippines

Investing in You

Our benefits and rewards reflect our culture and our values. We listen closely to our employees and continuously evolve how we support them. Putting people first means empowering you to bring your best self to work every day.

Whether you’re joining us to explore new opportunities, grow your financial security, enjoy greater flexibility, or all of the above, we’re committed to helping you achieve your unique ambitions.

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Retirement Plan

Secure your future with plans that also include an employer match.

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Work - Life Harmony

We believe work should complement your life, not compete with it. With flexible options and understanding, we help you create a balance that works for you, allowing you to thrive both personally and professionally.

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Health & Wellness

Your health matters. From physical to mental well-being, we provide resources and support to keep you feeling your best, so you can focus on what matters most – both at work and in life.

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Paid Time Off

Everyone needs time to rest and recharge. We offer generous paid time off so you can take the breaks you deserve, whether that means vacation, personal days, observed holidays, or simply stepping away to refresh.

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Financial Wellbeing

Financial peace of mind is key to living well. Our programs are designed to help you plan, save, and grow your financial future with confidence and ease.

Living Our Values

Our Way of Working

We’re proud to offer you flexibility. At Synchrony, our way of working allows you to have the option to work from home, near one of our Hubs or come into one of our offices. Occasionally you may be required to commute or travel for in person engagement activities such as business or team meetings, training and culture events.

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Employee Resource Groups (ERGs)

More than 50% of our workforce is actively engaged with our 8 Employee Resource Group (ERGs). These groups are open for everyone to join, regardless of level, background, or life experiences, so all employees can have the opportunity to be passionate about their interests while fostering connections and driving meaningful initiatives at work. Their ideas turn into actions through passion and help Synchrony be a place where everyone feels welcomed, valued and accepted.

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Our Recent Awards & Accolades

  • fortune 100 award
  • bgptw award
  • intern day award
  • best workplaces asia award
  • financial service award

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